Im a breast cancer survivor. Is there any way I can get life insurance?
Shane
Amarillo, Texas
Yes. A lot of life insurance companies are becoming liberal nowadays. Some insurance companies are now offering women who are over 40 years of age and have had breast cancer without there being any waiting period. However there are certain conditions such as completion of treatments of these women and follow up visit with no trace of the cancer found.
Other than that, you should of course be ready to pay for the higher life insurance rates. Life insurance cost is based on the risk that forcing the insurer pay for death benefit in the future. Breast cancer survivors are still considered as someone possessing risk for the death of a person.
There are still factors that are being determined to know your risk such as:
1. how advanced the cancer got
2. how much treatment you needed
3. how long you had the cancer
4. how many years it’s been since it went into remission
5. cancer risk in family history
6. if you still take any cancer-prevention drugs
If you want to get affordable breast cancer life insurance rate, go through a life insurance agent to find the life insurance companies that specializes on life insurance for cancer survivors. Get a regular check ups until you obtain that you no longer have the signs of the disease. Do a regular exercise and eat a lot of vegetables and fruits.