Good life insurance policy can be passed on to your heirs if you name them your beneficiaries. Therefore, if you do not have any other funds to leave behind, you can still leave your heirs the money that your life insurance will provide.

It’s  completely safe to supply payment information for Life Insurance over the internet; usually safer than giving your information to someone on the other end of the phone or through the mail system where it can be lost.

It all depends upon your particular circumstances. If you’re just starting out in life with a new family and you don’t have much money, term life insurance might be your best choice. You’ll get the most amount of protection for your family at the lowest cost. With whole of life, the premiums go partly towards a mortality element and partly towards a savings element, which builds up an investment fund in order to pay the benefit on death.